Introduction:-
Growth of a country is based on their economic status of that country. The economic status is based on the rich people of that particular country. The rich people’s role of the country is to provide money to the government for implementing the big projects like road transport, seaways developments, and airways developments, to construct many dams for procuring power. In addition, the power terminals to produce current, agricultural requirements, irrigation development and other projects, by means of business income taxes. The governments would give on the income tax rebate and concessions when their people deposit money in the big companies.
The companies will loans to the government and as well as the poor people who seeks loans for many of their requirements like purchasing a home, or construction of homes, buying a car and many things. The companies will take care of all the financial needs of the people and the government. In return, the government would also deposit some money in those companies as their shares. Those companies are called public limited companies. The participation of the government share of commitment finance in those public limited companies would be some percentage. The public share would be some percentage. The companies will take the responsibilities of the retuning money to both and public and government. The companies would be investing the money in the safe share trading and safe lending money to government. The company’s role with the finance:- The companies would offer Asset finance, Asset refinance, Immediate injection of Capital, Plant and Machinery, vehicles and equipments, Finance for factoring, invoice discounting. The companies will take care of the invoice releases up to 90 percent of the invoices comes to the major companies and governments in the maximum time of forty-eight hours. The companies would be arranging finance for the mortgage and re-mortgage for the people and the government. The companies would finance even for the big bridges proposed by the governments. This type of finance investments are not for profit to the government and it only development of the country. The development funding is also taken care of the finance companies. The requirements of trade finance, and stock finance is barred by the finance companies. The venture capital is the companies also bare the need of the government for many purposes, this type of venture finance. The public of the country when they need of the personal finance, loans etc would contact the companies, and the companies would be providing to them. The commercial loan is required for the both government and the common public. The companies would finance them with some terms and conditions.
The company’s role in other financing:-
All the companies would be having enough funds to run its business all the time it would have all the facilities to raise and procure funds when the fund is required by the company and for the public, and to the government. The company’s facility enables the business to raise their funds and immediate cash from equity tied ups. The companies often offer the need of finance for the plants, machinery, commercial vehicles and equipments. Assets are subject to a finance agreement the company would pass the title to a new lender, which would reduce the monthly payments for the borrowers. This would help the borrower to raise quick cash. These are large part of lending money from the companies. The companies would advance the barrower seventy five to ninety five percent of the value. The finance from the companies for the barrower is all the time offered for any purpose. The purpose should be informed before the agreement with the companies. The companies finance operation would have a department with specialize in finance and refinancing with experienced financial problems and the solutions for the same. All the company finance would offer asset finance, re-finance, funding for start-ups of any new business, and re finance for the existing business for its developments, New and used motor and commercial vehicles, plant and machinery, and for the equipments. The involvement of asset finance would be hire purchase, lease purchase, finance lease, sale lease back.
The loan size and interest:-
The companies fix the loan size. If the government is requiring loan form a company it would fix the loan size like the minimum amount of some million dollars. Based on the return time the interest will be charged. If the money lending were for the short term, the interest would be less. If the money is required for the long, time the interest would a big more. It is depending on the time of return and the amount of finance in need.
The survival of the fiancé? companies:-
The finance companies normally will start with the experienced people of the country before it is establishing as company for finance. The financial institutions like bank and leasing finance or any reputed companies would start their finance companies. Only if their experience were sufficient the company would be surviving without any difficulties. The Banking and commercial Finance is recognized as major fianc? brokers. Only this type of brokers will be able to start company finance and play the major role with the government and public. The needs of the cash flows are filled by the well-experienced finance companies with their vast experience and their knowledge with the commercial finance industry by identifying and essential funding with the conclusion for the general business establishments. A country should have the maximum factoring and the maximum invoice discounters to select a company as business partner for the government and the government shared business establishments. The most of the company?s survival is based on their income through offering credits to the very normal public who does not know all the above facts, and requiring credits for his family, and other expenses. The debit money is also profit for the companies. A normal man who deposits his money with the banking companies and takes it back as debit slowly, the in-between time of deposit and the debits make the companies to have their sufficient profit to help